Pearson & associates

Phased in from 1st October 2012, all employers will have to provide employer-contributed pension schemes for their employees. Most existing company schemes, even those with employer contributions, will need to be amended or replaced to meet the new requirements. The existing stakeholder schemes currently offered by most employers are unlikely to be qualifying pension schemes for the purposes of the new law.

Why look at it now?
Whatever you do, the new legislation will eventually carry a cost for employers but, by preparing for it now, employers can take advantage of the current, but soon to change, financial services regime and:

• Not only avoid the substantial cost of setting up a qualifying scheme, but may obtain an immediate cash injection into their business from doing so Mitigate the impact of employer contributions
• Prepare tax-efficient remuneration structures for the benefit of employer and employee alike
• What is needed from you?The input required from you is minimal. P&A Financial Services will review all aspects of the service and review any existing pension schemes for compliance, all at no cost to you. All you need to do is agree to have a no-obligation, no-cost meeting with us to review your existing pension arrangements.

Urgency
We know that everyone says that everything in life is urgent but in this case it is true. We are only able to offer the terms we do, because of the financial services market as it stands now. We know that opportunity will have closed next year; we do not know how much sooner than that it may close.